Choose a real asset
Start with fractional gold, then add fractional property as the regulated offering becomes available.
REAL ASSETS. SMALL STARTS.
Own real assets from only R100.
Gold Block is building one wallet for fractional gold and fractional real estate—designed to move everyday people from financial inclusion into financial ownership.
LIVE APP Physical bullion buyingWAITLIST Fractional goldPLANNED Fractional real estate
For eligible verified adults. Product availability is subject to regulatory approval, partner readiness and final terms.
DIRECT OWNERSHIP
Start small. Own something real.
Customers join Gold Block directly, complete verification, choose an available asset and build ownership over time.
Start from only R100
Build ownership with small once-off or recurring contributions instead of waiting for a large lump sum.
Track what you own
See your holdings, transaction history and supporting asset information in one secure digital wallet.
ONE WALLET, MULTIPLE ASSET RAILS
Gold first. Property next.
Each asset launches only when its custody, customer disclosures, pricing, reconciliation and regulatory pathway are ready.
Fractional physical gold
Buy small fractions backed by allocated physical gold, with holdings recorded in your Gold Block wallet.
- Small starting amount
- Direct top-ups
- Future rewards conversion
Fractional property ownership
Access selected income-producing or development opportunities in smaller units, with project-level information and reporting.
- Property-specific disclosures
- Ownership and income records
- Regulated launch pathway
This page describes the intended product roadmap and is not an offer, recommendation or guarantee of returns. Fractional products will be offered only when legally and operationally ready.
TWO DISTRIBUTION MODELS
Direct to people. Embedded for institutions.
Gold Block can serve consumers through its own app and provide the same asset operations to digital banks and telcos through one integration.
EXPLORE THE BANK & TELCO PLATFORM →Gold Block app
Eligible verified adults join Gold Block directly and fund fractional real-asset ownership.
Your bank or telco
Partners place the same ownership experience inside the apps customers already use.
Everyday spending
Eligible rewards can become an optional funding source—not the whole business model.
GOLD BLOCKGold app operated by Goldman & Silversmith (Pty) LtdFIC-registered accountable institutionSouth Africa
OWNERSHIP WAITLIST
Be first in line for fractional ownership.
Tell us whether gold, property or both matters most to you. We will share product and launch updates as each offering becomes available.